Advantages of the Reka-Card
as a fringe benefit
Reka-Card: the all-round fringe benefit, that brings a smile to your employees’ faces
The Reka-Card can be used in a variety of ways as a fringe benefit. With the practical prepaid card, you get an exciting range of services for employees that you can set up with various money forms. The most popular and extensively available version Swiss-wide is the Reka-Pay holiday and leisure money (formerly Reka-Checks). The adaptable earmarked currency not only increases employees’ holiday and leisure budget, but is also exempt from taxes and social security contributions up to an amount of CHF 600. As an employer you specify the discount and maximum cash withdrawal per employee, and thus offer your staff a multifaceted fringe benefit.
From the alpine hut to a visit to the zoo: Reka-Pay is so flexible
Whether they’re adventurers, gourmets or nature enthusiasts – with Reka-Pay your employees get more for their leisure and holiday activities. All over Switzerland, over 6,000 acceptance points take the Reka-Card as a means of payment, and there are new ones constantly join the ranks. There’s something for all tastes in the selection: from restaurants and hotels, to fitness centres and wellness oases, museums, zoos and leisure parks! In addition, practically all travel agents, all public transport, almost all mountain railways as well as selected petrol and e-charging stations accept the popular Swiss holiday and leisure money.
CTA: acceptance points in your vicinity
These are the advantages of Reka-Pay
Simple processing
From the offer to the conclusion of the contract, everything can be handled online in just a few steps. This means that its introduction is particularly attractive for you. If you have any questions or for a personalized proposition, you can always take advantage of an online counselling session. We look forward to getting in touch with you.
Contribution to the work-life balance
Reka-Pay credit is earmarked for holidays, leisure, catering and transport. This way you invest in the work-life balance and do something good for your employees. Motivated and well-balanced staff achieve more and ensure a positive work climate.
Versatile redemption options
The Reka-Card with Reka-Pay credit can be redeemed at over 6,000 acceptance points all over Switzerland. There is something for everyone. There’s a wide selection of interesting offers for your employees, ranging from public transport tickets to wellness sessions and tank fillings.
No taxes or social security contributions
With the fringe benefit model, an annual benefit of up to CHF 600 per person need not be declared in the salary statement. This is why it is more advantageous than other payments (such as a bonus). Your staff therefore benefit from a tax-free gift.
Calculate an offer online in a few steps and decide on Reka-Pay
You can calculate the costs for Reka-Pay as a fringe benefit with our calculator. Generate an offer directly and conclude the contract online. We’ll gladly also produce an individual proposal for you. Book an online appointment and let our experts advise you.
- Calculate the offer in the calculator
Find the right offer, where you select the currency, the maximal amount per employee as well as the discount.
- Create an offer
After calculation, you can have the offer sent to you by email as a proposal.
- Approve the offer and initiate the contract
Within 60 days you can accept the offer and conclude the contract online.
Generate an offer
We will gladly advise you on finding the right offer for your enterprise. You will receive all necessary information on the product and procedure to facilitate your decision. Fix a free, non-binding counselling session (Microsoft-Teams) with our experts now.
Frequently Asked Questions
What would Reka-Pay as a fringe benefit cost me as an employer?
You can manage the offer individually. The best solution for you regarding costs would be to calculate them using the online calculator.
What is the threshold for declaring the discounted issue of Reka-Card credit on an employee’s salary statement?
- Reka-Pay and Reka-Rail+ as a fringe benefit: An annual discount of up to 600 Swiss francs per person does not have to be declared on the employee’s salary statement. Example: A quota of 3,000 Swiss francs per person with a 20% discount results in a discount of 600 Swiss francs.
- Reka-Lunch as a fringe benefit: The issue of Lunch credit up to the limit (as of 1 January 2015: 180 Swiss francs per month) set by OASI (old age and survivors’ insurance) must be declared with a cross in field G of the salary statement.
- Bonuses: The non-personalized Reka-Card (Reka-Pay and Reka-Rail+) and Reka-Checks are considered gifts in kind and do not have to be declared below 500 Swiss francs per event (wedding, service anniversary, etc.).
- Details are provided in the guidelines for completing a salary statement.
Can different forms of money (Reka-Pay, Reka-Lunch and Reka-Rail+) be accumulated?
Yes. Various forms of money can be accumulated as a fringe benefit. For Reka-Pay and Reka-Rail+, credit up to a cumulative discount of CHF 600.– is tax-free. For Reka-Lunch, the annual discount limit is CHF 2,160.– per employee.