You have the possibility of issuing the Reka-Card on a one-off basis for a specific event as a bonus, or on a recurring basis as a fringe benefit. You decide how you wish to use the Reka-Card.

The Reka-Card is a popular payment method. Your employees will love it. It is also exempt from tax and social security contributions – not only for you as a company, but also for your employees. If you issue a Reka-Card via the customer portal, you even receive a 1.5% discount.

We have three forms of Reka Money, each of which is intended for a specific purpose:

• Reka-Pay (formerly “Reka-Check”) for holidays, leisure time, mobility and meals.
• Reka-Rail+ exclusively for sustainable mobility (e.g. public transport).
• Reka-Lunch for meals.

Of course – you decide how many forms of Reka Money you’d like to offer at a discount. All three forms are available simultaneously on the Reka-Card.

You’ll find all the acceptance points that accept the Reka-Card as a means of payment on the website under «Finding acceptance points». With the filter, you can select all partners using the respective form of money.

You can manage the offer individually. The best solution for you regarding costs would be to calculate them using the online calculator.

You can terminate the contract after a 3-month notice period.

• Reka-Pay and Reka-Rail+ as a fringe benefit: An annual discount of up to 600 Swiss francs per person does not have to be declared on the employee’s salary statement. Example: A quota of 3,000 Swiss francs per person with a 20% discount results in a discount of 600 Swiss francs.
• Reka-Lunch as a fringe benefit: The issue of Lunch credit up to the limit (as of 1 January 2015: 180 Swiss francs per month) set by OASI (old age and survivors’ insurance) must be declared with a cross in field G of the salary statement.
• Bonuses: The non-personalized Reka-Card (Reka-Pay and Reka-Rail+) and Reka-Checks are considered gifts in kind and do not have to be declared below 500 Swiss francs per event (wedding, service anniversary, etc.).
• Details are provided in the guidelines for completing a salary statement.

No. Fringe benefits and bonuses are handled separately in this context (see previous question).

Benefits in accordance with Art. 8(c) OASI Ordinance, such as gifts in kind for special occasions (wedding, birth of a child, etc.) and bonuses for passing professional examinations, are exceptional in nature. They must not exceed a total value of 500 Swiss francs per year, based on the costs incurred for the employer. Discount on Reka-Card credit as a fringe benefit is handled differently (see separate paragraph number). It is quite possible, however, that there will be years in which regular remuneration in kind (paragraph no. 2071) and a gift in kind (paragraph no. 2158) are paid, and both benefits are excluded from the relevant salary, or can be accumulated.

Further information: WML (guidelines on the relevant salary for OASI, disability insurance and loss of earnings compensation)

Yes. Various forms of money can be accumulated as a fringe benefit. For Reka-Pay and Reka-Rail+, credit up to a cumulative discount of CHF 600.– is tax-free. For Reka-Lunch, the annual discount limit is CHF 2,160.– per employee. 

The online calculator offers a preselection that suits most employers. If you would like a different quota or discount, please contact us: sales@reka.ch or +41 31 329 66 77.

Reka-Rail+ can in fact be offered as a fringe benefit, but most companies use it within the framework of a mobility budget. If you are interested, please contact us: sales@reka.ch or +41 31 329 66 77.

All quotes are valid for 60 days and can be accepted online during this time to close a contract. If your quote is older than this, please request a new one and confirm it.

Yes, if you do not have any Reka-Cards in your company as yet, you can load non-personalized Reka-Cards with the relevant amount on the website at reka.ch/bonus and then gift them. If your company has a customer account, you can credit bonus payments to the relevant employee via the “Event payment” section.

Non-personalized Reka-Cards are perfect for one-off bonus payments. As an employer, you can order the required number of cards with the corresponding credit on the website at reka.ch/bonus. While these cards cannot subsequently be loaded by your company, cardholders can load them at Coop with a 3% discount at any time. The card is free of charge.

We will be happy to complete individual bonus orders for your company and send the Reka-Cards directly to your staff. Contact us for a no-obligation quote: sales@reka.ch.

Yes. The detailed instructions for use of the Reka customer portal describe the various functions.

In the Support area you will also find FAQs and a tutorial explaining the key functions of the customer portal.

Under “Customer profile” in the customer portal you can define the type of e-mail notification in addition to the role. Please select the “Invoices” function for the relevant person to do so.

Yes. You can enter additional administrators and authorizations in the customer portal.
“Super-administrators” have authorization for all functions.
Administrators cannot add new admins, or activate or change new money forms.

This is needed to ensure clear identification of the account holder.

It is not essential, but beneficial. It makes it easier for us to check whether an employee already has a Reka account from a previous employer. The OASI number is encrypted by us.

New employees need to be entered directly in the customer portal. You can then allocate them their corresponding quota so they can claim their Reka credit.

This is up to you. If required, we can open up a smaller quota for you, which you can allocate to those who join your company during the year.

You can do this in the customer portal – the date of departure must always be in the future.

You decide as the employer whether open QR invoices can continue to be deposited, or if you want to block them. This can be decided individually on a case-by-case basis.

The employee’s account will continue to exist, and they can continue to use the Reka-Card. Please provide the relevant employees with our leaflet.

As soon as you have entered all employee data in the customer portal and allocated them the corresponding quota, we will arrange for the QR invoices to be sent to your employees. It will then take around 10 days for the employees to receive the payment slips with QR code.

Once a year. If an employee misplaces their QR invoice, you can send the PDF again by e-mail in the customer portal. Alternatively, your employee can access the QR invoices directly in the customer portal.

We will send the Reka-Card as soon as an employee has paid the first payment slip. It will take around five working days for the card and PIN to arrive, and the card will be ready use immediately.

The customer portal provides an overview of when your employees claimed their credit.

If an employee has a Reka account and has paid into it once in the past, you will be charged account management fees once a year – regardless of whether the employee has claimed the credit or not.

You will receive monthly invoices in PDF form via e-mail. You can also download a detailed statement in the customer portal.

A detailed statement can be found in the customer portal with a list of all employees who have claimed credit.

The function for one-off Reka-Card loading is available under “Event payment” for outstanding achievement, service anniversaries, weddings or retirements.

You can set up a standing order for repeat orders.

The credit will be visible in the employee’s account the following day.

Reka-Rail+ is a specific payment method that is intended for climate-friendly mobility only – either for commuting, or during leisure time. Reka-Rail+ is therefore ideally suited as a mobility budget.

Reka-Rail+ can be used exclusively for sustainable mobility at numerous points of acceptance throughout Switzerland – in person and online.

The network of acceptance points is being continuously expanded and includes public transport, shared mobility and the first and last mile.

Reka-Rail+ can also be added to numerous apps such as SBB Mobile, Fairtiq, etc. as a payment method.

The process for issuing Reka-Rail+ is largely automated, which means that there is little work involved for you. For more details of the possibilities, please contact our advisory team via e-mail sales@reka.ch or by phone +41 31 329 66 77.

Reka specializes in the handling of credit balances and data.

Over 4,000 employers benefit from Reka Money services. Thanks to our many years of experience, we can guarantee you the greatest possible security and reliability in processing and data handling.

Discounted issue of Reka-Rail+ is generally free of tax and social security contributions. For more details, please contact our advisory team via e-mail sales@reka.ch or by phone +41 31 329 66 77.