You have the possibility of giving the Reka-Card periodically as a fringe benefit or the Reka Gift Card once as a bonus to mark a particular event in your company. If Reka-Cards are already used in your company, the bonus can be credited directly to the existing cards. You decide how you use the Reka credit.

Reka prepaid cards are very popular as a means of payment. Your staff members will appreciate them. In addition, the cards are free of tax and social security contributions, for you as a company as well as for your staff. Employees also enjoy a 1.5% discount with the issue of Reka-Card credit via a customer portal.

We have three forms of Reka Money, each of which is intended for a specific purpose:

• Reka-Pay (formerly “Reka-Check”) for holidays, leisure time, mobility and meals.
• Reka-Rail+ exclusively for sustainable mobility (e.g. public transport).
• Reka-Lunch for meals.

Of course – you decide how many forms of Reka Money you’d like to offer at a discount. All three forms are available simultaneously on the Reka-Card. In addition, you can give both the Reka-Pay and Reka-Rail+ forms of Reka Money as a single bonus in the form of a gift card.

You’ll find all the acceptance points that accept Reka credit as a means of payment on the website under «Finding acceptance points». With the filter, you can select all partners using the respective form of money.

You can manage the offer individually. The best solution for you regarding costs would be to calculate them using the online calculator.

You can terminate the contract after a 3-month notice period.

In recent years, payment behaviour trends in Switzerland have increasingly evolved towards ‘cashless’. Customers’ needs for digital and online means of payment have therefore increased as well. These requirements cannot be covered by physical Reka-Checks. In addition, more and more Reka acceptance points rely on cashfree payment.

Reka-Checks already issued remain valid and can also be used as currency in future.

If you have used Reka-Checks as a regular fringe benefit, we recommend you set up a company account and offer your staff members a rechargeable credit on their Reka-Card. You can calculate your offer non-bindingly on reka.ch/calculator.

For single premium payments (e.g. for birthdays, company anniversaries) the Reka Gift Card is ideal. It works just like the Reka-Card. Order the Reka Gift Card with the Reka-Pay form of Reka Money or the Reka-Rail+ Gift Card quite simply and straightforwardly online.

Please contact our sales team to obtain the right solution for your company.

The Reka-Card and the Reka Gift Card can be used in the same way as the Reka-Check as a means of payment on the spot, but also online in lots of web shops and apps. They are therefore much more versatile. With both cards, your staff can also pay to the nearest cent.

Checks already obtained remain valid and will continue to be accepted as a means of payment. It is just the sale of Reka-Checks and Reka-Rail-Checks that will be discontinued.

• Reka-Pay and Reka-Rail+ as a fringe benefit: an annual discount of up to CHF 600 per person does not need to be declared. For example: for a quota of CHF 3,000 per person with a 20% discount, the discount comes to CHF 600.
• Reka-Lunch as a fringe benefit: the issue of lunch credit of up to the limit established by the Swiss AHV (CHF 180 per month as of 1.1.2025) should be declared with a cross in box G of the salary declaration.
• Bonuses: the Reka Gift Card and the Reka-Rail+ Gift Card are considered as a gift ‘in kind’ and are not subject to declaration up to an amount of CHF 500.- per event (wedding, special service occasions).Details are provided in the guidelines for completing a salary statement.
• Details are provided in the guidelines for completing a salary statement.

No. Fringe benefits and bonuses are handled separately in this context (see previous question).

Benefits in accordance with Art. 8(c) OASI Ordinance, such as gifts in kind for special occasions (wedding, birth of a child, etc.) and bonuses for passing professional examinations, are exceptional in nature. They must not exceed a total value of 500 Swiss francs per year, based on the costs incurred for the employer. Discount on Reka-Card credit as a fringe benefit is handled differently (see separate paragraph number). It is quite possible, however, that there will be years in which regular remuneration in kind (paragraph no. 2071) and a gift in kind (paragraph no. 2158) are paid, and both benefits are excluded from the relevant salary, or can be accumulated.

Further information: WML (guidelines on the relevant salary for OASI, disability insurance and loss of earnings compensation)

The online calculator offers a preselection that suits most employers. If you would like a different quota or discount, please contact us: sales@reka.ch or +41 31 329 66 77.

Reka-Rail+ can in fact be offered as a fringe benefit, but most companies use it within the framework of a mobility budget. If you are interested, please contact us: sales@reka.ch or +41 31 329 66 77.

All quotes are valid for 60 days and can be accepted online during this time to close a contract. If your quote is older than this, please request a new one and confirm it.

Yes. If you still do not have Reka-Cards in your company, you can order Reka Gift Cards via the website with the required amount under reka.ch/bonuses and give them as presents. If your company has a customer account, you can directly credit the specific staff members’ Reka-Card with a bonus payment via the heading “Bonus payment”.

We will be happy to complete individual bonus orders for your company and send the Reka Gift cards directly to your staff. In the ordering process, please select the option “Direct delivery to employees” so that the cards are addressed directly to the required person.

Yes. The detailed instructions for use of the Reka customer portal describe the various functions.

In the Support area you will also find FAQs and a tutorial explaining the key functions of the customer portal.

Under “Customer profile” in the customer portal you can define the type of e-mail notification in addition to the role. Please select the “Invoices” function for the relevant person to do so.

Yes. You can enter additional administrators and authorizations in the customer portal.
“Super-administrators” have authorization for all functions.
Administrators cannot add new admins, or activate or change new money forms.

This is needed to ensure clear identification of the account holder.

It is not essential, but beneficial. It makes it easier for us to check whether an employee already has a Reka account from a previous employer. The OASI number is encrypted by us.

New employees need to be entered directly in the customer portal. You can then allocate them their corresponding quota so they can claim their Reka credit.

This is up to you. If required, we can open up a smaller quota for you, which you can allocate to those who join your company during the year.

You can do this in the customer portal – the date of departure must always be in the future.

You decide as the employer whether open QR invoices can continue to be deposited, or if you want to block them. This can be decided individually on a case-by-case basis.

The employee’s account will continue to exist, and they can continue to use the Reka-Card. Please provide the relevant employees with our leaflet.

As soon as you have entered all employee data in the customer portal and allocated them the corresponding quota, we will arrange for the QR invoices to be sent to your employees. It will then take around 10 days for the employees to receive the payment slips with QR code.

Once a year. If an employee misplaces their QR invoice, you can send the PDF again by e-mail in the customer portal. Alternatively, your employee can access the QR invoices directly in the customer portal.

We will send the Reka-Card as soon as an employee has paid the first payment slip. It will take around five working days for the card and PIN to arrive, and the card will be ready use immediately.

The customer portal provides an overview of when your employees claimed their credit.

If an employee has a Reka account and has paid into it once in the past, you will be charged account management fees once a year – regardless of whether the employee has claimed the credit or not.

You will receive monthly invoices in PDF form via e-mail. You can also download a detailed statement in the customer portal.

A detailed statement can be found in the customer portal with a list of all employees who have claimed credit.

The function for one-off Reka-Card loading is available under “Event payment” for outstanding achievement, service anniversaries, weddings or retirements.

You can set up a standing order for repeat orders.

The credit will be visible in the employee’s account the following day.

Reka-Rail+ is a specific payment method that is intended for climate-friendly mobility only – either for commuting, or during leisure time. Reka-Rail+ is therefore ideally suited as a mobility budget. The mobility budget will either be loaded onto the staff members’ practical Reka-Card on a recurring basis (e.g. annually) or given to the employee as a single bonus in the form of a Reka-Rail+ Gift Card.

Reka-Rail+ can be used exclusively for sustainable mobility at numerous points of acceptance throughout Switzerland – in person and online.

The network of acceptance points is being continuously expanded and includes public transport, shared mobility and the first and last mile.

Reka-Rail+ can also be added to numerous apps such as SBB Mobile as a payment method.

The process for issuing Reka-Rail+ is largely automated, which means that there is little work involved for you. For more details of the possibilities, please contact our advisory team via e-mail sales@reka.ch or by phone +41 31 329 66 77.

Reka specializes in the handling of credit balances and data.

Over 4,000 employers benefit from Reka credit services. Thanks to our many years of experience, we can guarantee you the greatest possible security and reliability in processing and data handling.

Discounted issue of Reka-Rail+ is generally free of tax and social security contributions. For more details, please contact our advisory team via e-mail sales@reka.ch or by phone +41 31 329 66 77.