Advantages of the Reka-Card
as a fringe benefit
Reka-Card: the all-round fringe benefit, that brings a smile to your employees’ faces
The Reka-Card can be used in a variety of ways as a fringe benefit. With the practical prepaid card, you get an exciting range of services for employees that you can set up with various money forms. The most popular and extensively available version Swiss-wide is the Reka-Pay holiday and leisure money (formerly Reka-Checks). Not only does the versatile, earmarked credit boost your employees’ holiday and leisure budget, but it is also exempt from tax and social security contributions, as the employer’s share, up to an amount of CHF 600. As an employer you specify the discount and maximum cash withdrawal per employee, and thus offer your staff a multifaceted fringe benefit.
From a night in an alpine cabin to a visit to the zoo: that’s Reka-Card versatility!
Whether they’re adventurers, gourmets or nature enthusiasts – with the Reka-Card your employees get more for their leisure and holiday activities. All over Switzerland, over 6,000 acceptance points take the Reka-Card as a means of payment, and there are new ones constantly join the ranks. There’s something for all tastes in the selection: from restaurants and hotels, to fitness centres and wellness oases, museums, zoos and leisure parks! In addition, practically all travel agents, all public transport, almost all mountain railways as well as selected petrol and e-charging stations accept the popular Swiss holiday and leisure money.
These are the advantages of Reka-Card credit
Simple processing
From the offer to the conclusion of the contract, everything can be handled online in just a few steps. This means that its introduction is particularly attractive for you. If you have any questions or for a personalized proposition, you can always take advantage of an online counselling session. We look forward to getting in touch with you.
Contribution to the work-life balance
The Reka-Card credit is earmarked for holidays, leisure, catering and transport. This way you invest in the work-life balance and do something good for your employees. Motivated and well-balanced staff achieve more and ensure a positive work climate.
Versatile redemption options
The Reka-Card with the Reka-Pay form of Reka Money can be used at over 6,000 acceptance points all over Switzerland. There is something for everyone. There’s a wide selection of interesting offers for your employees, ranging from public transport tickets to wellness sessions and tank fillings.
No taxes or social security contributions
With the fringe benefit model, an annual benefit of up to CHF 600 per person need not be declared in the salary statement. This is why it is more advantageous than other payments (such as a bonus). Your staff therefore benefit from a tax-free gift.
It’s easy to introduce the Reka-Card in your company
In the following video you’ll find information on how you can introduce the Reka-Card in your company in just a few simple steps.
Calculate an offer online in a few steps and decide on the Reka-Card
You can calculate the costs for Reka-Card credit as a fringe benefit with our calculator. Generate an offer directly and conclude the contract online. We’ll gladly also produce an individual proposal for you. Book an online appointment and let our experts advise you.
- Calculate the offer in the calculator
Find the right offer, where you select the currency, the maximal amount per employee as well as the discount.
- Create an offer
After calculation, you can have the offer sent to you by email as a proposal.
- Approve the offer and initiate the contract
Within 60 days you can accept the offer and conclude the contract online.
Generate an offer
Here’s what our business customers say
“The Reka-Card is a fine opportunity to say “thank you” to our staff for their commitment and daily diligence. The versatility of the range of Reka-Card credit uses is much appreciated by staff. We have used this form for many years now as a fringe benefit for our employees, as part of Company Health Management.”
Elke Hönekopp, Managing Director, Seeblick Sursee
“With Reka-Pay as a fringe benefit, we can offer a flexible added value not only to our staff members, but also to our retired employees, which is tailored to their individual needs and is thus actively used.”
Sabrina Karrer, Human Resources Manager, Raiffeisenbank Zürich Flughafen
“We grant our members discounted purchase of Reka Money in appreciation for their loyalty to the association. For years now, this offer has met with great interest – with young and old alike. Since the introduction of the Reka-Card, payment processing is also very uncomplicated.”
Patricia Geissmann, President, Swiss Commercial Association, Aargau East
“We appreciate the flexibility and versatility that Reka Money offers our staff and are happy to be able to offer them this additional form of recognition. Reka Money enables our employees to enjoy their leisure time in a wide range of ways.”
Jara Kunz, AHV (Old-Age and Survivors’ Insurance) Branch Manager / Finance & Childcare Officer, Municipal Administration, Moosseedorf
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We will gladly advise you on finding the right offer for your enterprise. You will receive all necessary information on the product and procedure to facilitate your decision. Fix a free, non-binding counselling session (Microsoft-Teams) with our experts now.
Frequently Asked Questions
What would Reka-Pay as a fringe benefit cost me as an employer?
You can manage the offer individually. The best solution for you regarding costs would be to calculate them using the online calculator.
What is the threshold for declaring the discounted issue of Reka credit on an employee’s salary statement?
- Reka-Pay and Reka-Rail+ as a fringe benefit: an annual discount of up to CHF 600 per person does not need to be declared. For example: for a quota of CHF 3,000 per person with a 20% discount, the discount comes to CHF 600.
- Reka-Lunch as a fringe benefit: the issue of lunch credit of up to the limit established by the Swiss AHV (CHF 180 per month as of 1.1.2025) should be declared with a cross in box G of the salary declaration.
- Bonuses: the Reka Gift Card and the Reka-Rail+ Gift Card are considered as a gift ‘in kind’ and are not subject to declaration up to an amount of CHF 500.- per event (wedding, special service occasions).Details are provided in the guidelines for completing a salary statement.
- Details are provided in the guidelines for completing a salary statement.
How and when do employees receive their Reka-Card and the PIN to go with it?
We will send the Reka-Card as soon as an employee has paid the first payment slip. It will take around five working days for the card and PIN to arrive, and the card will be ready use immediately.